Monthly financial review
A meeting each month to walk through results, variances and what they mean for decisions this month.
Service 03 of 12
Financial Management & Fractional CFO
A profit and loss statement tells you what already happened. A CFO helps you decide what happens next. We give you senior financial leadership a few days a month, at a fraction of a full-time salary.
What’s included
The work, specifically.
Thirteen-week cash-flow forecast
A rolling forecast so payroll, taxes and big purchases never arrive as surprises.
Annual budget and targets
A budget built with you, tied to the strategic plan and tracked monthly.
Pricing and margin analysis
Job, product or client profitability so you know what to raise, keep or stop.
Banking and financing support
Lender packages, line-of-credit renewals and SBA loan preparation.
KPI dashboard
A short set of financial indicators delivered on a fixed day every month.
Is this you?
Signs it is time to call.
If two or more of these sound familiar, a short conversation will tell us both whether fractional CFO work would help.
- You check the bank balance to decide if things are good.
- Revenue grew but the bank account did not.
- You are not sure which clients or jobs make money.
- A lender asked for projections and you had none.
How it runs
From first call to running rhythm.
Clean up
Confirm the books are accurate and the chart of accounts is useful.
Model
Build the forecast, budget and profitability views.
Review
Monthly meeting with a one-page financial summary.
Advise
Ongoing input on pricing, hiring, capital and big decisions.
What you receive
Deliverables
- 13-week cash-flow forecast
- Annual budget
- Monthly one-page financial report
- Profitability analysis
?Questions
Fractional CFO: common questions
What is a fractional CFO?
A senior financial leader who works with your business part time, usually a few days a month, providing the planning, forecasting and decision support of a full-time CFO without the full-time cost.
Do you replace my CPA?
No. Your CPA handles tax preparation and filings. We focus on management finance: forecasting, budgeting and decisions. We coordinate closely with your CPA.
How soon will I see a cash forecast?
Usually within the first three weeks, once we have reconciled books and your recurring obligations.
Often paired with
Business Systems & Automation
The right software, connected properly, with the busywork automated away.
Business Turnaround & Restructuring
Cash stabilization, hard decisions made carefully and a weekly recovery plan.
Bookkeeping & Accounting Oversight
Reconciled books, a reliable month-end close and payables and receivables under control.
Free first consultation
Talk to us about fractional CFO.
Tell us what is going on. A first consultation is free, confidential and comes with an honest answer about whether we can help.